The Health Professional Loan Repayment Program (HPLRP), administered by the Department of Health and Senior Services’ (DHSS) Office of Rural Health and Primary Care (ORHPC), provides forgivable loans for the purpose of repaying existing educational related loans for health care, mental health, and public health professionals, in exchange for a 2-year service obligation in an underserved area.

Submit your application electronically through the online
Health Professional Loan Repayment Program Application

Applications will be accepted from January 1 through March 1, 2024.


All applicants must meet the following criteria:

  • Missouri licensed, if applicable to profession;
  • A United States citizen;
  • A Missouri resident; and
  • Willing to serve in a Missouri area of defined need, such as a Health Professional Shortage Area (HPSA).

Professional and Practitioner types eligible to receive HPLRP loans from the Department of Health and Senior Services (DHSS) will be determined each year by the DHSS Director based on evidence associated with the greatest needs in the best interest of the public. These will be contingent upon consultation with:

Eligible Professionals for Application Cycle Beginning January 2024:

Health Care Professions

  • Cardiologist
  • Physical Therapist
  • Occupational Therapist
  • Respiratory Therapist

Mental Health Professions that treat substance use and opioid use disorders

  • Licensed and provisional professional counselor
  • Licensed behavior analyst
  • Licensed assistant behavior analyst
  • Licensed and provisional licensed psychologist

Public Health Professions

  • Public Health Nurse

Maximum Loan Repayment Amounts Awarded Per Year

  • Eligible awardees may receive up to $65,000 to be paid toward their qualifying educational debt.

Profession Area


Award amounts

Licensed health and mental health practitioners



Licensed health or mental health providers

Bachelor's or Master's


Public health professionals

Bachelor's or Higher


Licensed health or mental health providers



Application Information

Before you apply:

  • Carefully understand all of the program provisions found in 19 CSR 10-3.060, including:
    • Program provisions;
    • How contract breaches occur; and
    • Penalties for contract breaches, such as the obligation to pay back the entire loan amount awarded including interest accrued at an annual interest rate as outlined in the contract terms.

Click here to apply: HPLRP Electronic Application

Repayment of Loans/Service Obligation

  • Loan recipients earn forgiveness their loan repayment award through a service obligation.
  • The service obligation runs for a minimum of 2-years of service per award, which is based on full-time qualifying employment.
  • Qualifying employment is considered as full-time, 40 hours per week, in an area of defined need determined by DHSS.
  • Loan recipients are required to provide proof of employment by completing an Employment Verification (EV) form annually or upon request from the DHSS.
  • HPLRP Employment Verification Form

Contact Information
Address any questions or concerns to:

Office of Rural Health and Primary Care
Missouri Department of Health and Senior Services
P.O. Box 570, 930 Wildwood
Jefferson City, MO 65102-0570
Phone: 573-751-6441
Email (Preferred Method of Contact):