Primary Care Resource Initiative for Missouri
The Primary Care Resource Initiative for Missouri (PRIMO) is a multi-faceted approach to the health care delivery services for all Missourians.
The four components of PRIMO are:
• Student Loans
• Health Professional Loan Repayment
• Health Care Delivery Systems
The PRIMO Student Loan Program is a competitive State program that awards forgivable loans to students pursuing health care training leading to Missouri licensure.
Eligible health disciplines are:
- Primary care physicians (internal medicine, pediatrics, OB/GYN, family medicine)
- Primary care dentists (general dentistry, pediatrics)
- Dental hygienists
Amount of funding provided depends upon the student’s chosen discipline and educational status.
Repayment of loans can be completed either through cash repayment at 9.5% simple interest or through obtaining qualifying employment to earn forgiveness. Forgiveness is based upon the number of loans received. Example: one loan equates to one year of service; two loans equates to two years of service, etc based on full-time qualifying employment. Qualifying employment is capped at 5 years even in the event a PRIMO participant receives more than 5 loans. Qualifying employment is considered as full-time, direct patient care at a facility located in an area of need which is also referred to as a Health Professional Shortage Area (HPSA). The licensed PRIMO participant must accept Medicaid/MC+ and work at an employment site which operates on a sliding fee scale basis. Professional health services must be provided to the general population.
The program would like to acknowledge gratitude to the Missouri Hospital Association for its donations to PRIMO student loan.
Applications can be obtained by downloading the Health Professional Student Loan Universal Application, or contacting the Office of Primary Care and Rural Health (contact information on right side of this webpage).
The Department of Health and Senior Services is currently accepting applications beginning January 2, 2015. To allow sufficient time to process your application and disburse the loan funds prior to the start of the fall semester, your application must be received by April 30. Applications received after April 30 will be processed for the spring semester.